The first thing to do if you're in an accident is make sure that everyone's okay. If someone is hurt, call 911 and stay with them until help arrives. You can't move the person yourself unless they are blocking a door or something like that. If they don't want to wait for help, offer to go with them in their car.

The next step is to find out what happened and exchange insurance information so you can contact your insurer after the accident has occurred. Make sure you leave your vehicle as intact as possible. The police will need it for further investigation and you should refer the accident report to your own insurance company so they can determine who was at fault for the accident. If you have any questions about what happened, ask the other drivers involved.

It's important to let other people know that you are okay, your insurance company will want to know and they may even have a hotline that you can call. If there are no injuries, just move on to exchanging information and getting the accident report done.


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